OneAmerica LTCi Refresher/Update - Ft. Worth

The Silver Tsunami: Protecting Clients from the LTC Storm on the Horizon

2026 is a pivotal point in time for our country. It’s the year in which we will have more Americans ages 65+ than ever before. In fact, the oldest of the baby boomer generation reaches age 80 while the youngest turn 61.

In the very near future, many families will likely face an extended care event as this group continues to age. Most of these folks are woefully unprepared for this massive risk in retirement and it’s one that threatens to wreak havoc not only on their hard-earned nest egg but most importantly, on those they love who too often become the plan by default.

NOW is the time to implement a plan that protects your clients, their families and your book! You can do so by presenting a value proposition that many Americans simply aren’t aware even exists and are finding to be a very attractive alternative to self-funding. Join us as we review the following in more detail:

• Various pieces of tax legislation designed to encourage private planning & ease the burden on Medicaid.
• How successful agents are implementing extended care planning conversations.
• Why wealthy clients are getting LTC insurance even though they can self-pay for it.
• Simplified underwritten (4 knockout questions) LTC solution to age 85.
• Ability to provide a lifetime, tax-free LTC benefit for individuals or couples.
• A Turnkey solution designed specifically to accept qualified funds.
• A 20-pay strategy that works in conjunction with AUM as opposed to cannibalizing it.
• Repositioning tax deferred NQ annuities (with large gains) into a tax-free LTC annuity income.